Employer public transport benefit calculator
What offering pre-tax public transport costs your organisation, and what your team gets back

Your organisation

$
%
$

The math

Platform cost
$0
per year
−
KiwiSaver contribution offset
$0
reduction in employer contributions per year
=
Net savings to your organisation
$0
after the KiwiSaver contribution offset

The headline

Benefit delivered to your team
$0
total take-home savings per year, across 0 participants
Saving per participating employee
$0
per year in take-home pay, same math as our savings calculator
Their commute after
$0/wk
down from $0/wk

The detail

Your organisation, per year 0 participants
Platform fee$0
KiwiSaver contribution offset$0
Net annual cost$0
Net cost per participant per month$0
Each participating employee, per year at your averages
Public transport spend today$0
PAYE, ACC and KiwiSaver saved by paying pre-tax$0
Effective cost of the same commute$0

Estimates only, using the same method as the Extraordinary savings calculator: NZ PAYE rates and thresholds for 2025/26, ACC earner levy of 1.75%, and reduced employee KiwiSaver contributions at the 3.5% default rate, on fares paid from pre-tax salary. The employer KiwiSaver offset assumes participants are KiwiSaver members and a 3.5% employer contribution calculated on the reduced salary. Inland Revenue has issued a product ruling (BR Prd 25/03) on some of the tax consequences of the Extraordinary public transport scheme. This is general information, not tax or financial advice; individual outcomes vary by tax bracket and circumstances.